What is a Reverse Mortgage?

A Reverse Mortgage is a federally insured loan that allows homeowners age 62 and older to use a portion of their home value without creating a monthly payment. Best of all, you maintain ownership. The money received from the Reverse Mortgage is tax-free.

By letting your home pay you back, the value you convert to cash opens new opportunities. In addition, you will NEVER be forced to leave the security of your home, or make a payment as long as you live in your home.

Simply Put: A Reverse Mortgage is the only safe way to access a portion of the value in your home without ever having to make a monthly payment.

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Reverse Mortgages October 11, 2015


614 Old Edmondson Ave., Suite 200
Catonsville, MD 21228-3360
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NMLS # 179014

Maryland - Lender # 06-20057

District of Columbia - Mortgage Broker # MLB179014

Virginia - Licensed by the VA State Corp. Commission, Mortgage Broker # MC5642

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Reverse Mortgage Answers on Facebook

Just this week, I helped a client who had trouble getting around her house. She didn’t want to move, but she knew that she needed to find a better solution. She spoke with a home improvement contractor about putting on an addition to her home and doing some modifications so she could live on one floor. We were able to help her with the Reverse Mortgage so she can get the money she needed. I saw the plans and I can’t wait to see the finished product. She is looking forward to getting her independence back and staying in the home she loves. ... See MoreSee Less

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Did you know that you can do a Reverse Mortgage even if you already paid off your mortgage? Yes, that's right! The amount you can borrow depends on your age and the value of your home. If the mortgage is paid off, that means all of the funds you receive will be at the maximum amount since you already eliminated your monthly mortgage payment. This extra financial cushioning makes it easier to prepare a nice nest egg in retirement. Best of all, you keep your Social Security benefits and retirement accounts untouched. Call us today to learn more at 1-800-420-5515! ... See MoreSee Less

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Recently, we helped a client who inherited a property with her brother and sister. She wanted to keep the home, but the house was left to all the siblings. She lived on a fixed income, and she could not afford a monthly mortgage payment. Her lawyer referred her to me, and she gave me a call. We were able to use the Reverse Mortgage to pay off her siblings so she would become the sole owner and remain in the home. ... See MoreSee Less

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